The Elvaris Method
Every engagement follows the same structure, whether the question is small or the estate is large. Consistency is what keeps advice honest.
Four phases, every time
How an engagement actually runs
Listen
The first session is almost entirely questions — about your history with money, your fears, your family, your actual goals, not just your account balances.
Model
We build a full picture of your current position and project it forward under a few different assumptions, so you see a range rather than a false single number.
Recommend, with reasoning shown
Every recommendation comes with the working shown — why this option, what it costs, what it assumes, and what the alternative would have looked like.
Review, on a fixed schedule
Plans are reviewed at least annually, or sooner after a major life event — a new job, a marriage, an inheritance, a health change.
Standards we hold ourselves to
Credentials & regulatory standing
Elvaris Financial Consulting (Pty) Ltd operates under the Financial Sector Conduct Authority's licensing regime for financial advice in South Africa.
All consultant-facing staff meet the Financial Advisory and Intermediary Services Act's competency and continuous professional development requirements.
Client financial information is stored and processed under the Protection of Personal Information Act, with access limited to your named consultant and their direct supervisor.
Registered with the Companies and Intellectual Property Commission since 2016, and independently VAT-registered.
How we judge our own work
What 'good advice' means to us
We measure whether a plan still holds up under a downturn, a job loss, or a health event — not just whether it looks good in a rising market.
Before signing off any recommendation, we ask clients to explain it back to us in their own words. If they can't, we haven't finished our job.
Every fee is disclosed as a rand amount before work begins, never buried as a percentage clients don't fully feel.
We track how many client plans are reviewed on schedule each year — currently 96% — because a plan left unreviewed slowly stops being true.
See the method applied to your own situation.
There's no charge for the first conversation — it's simply Phase One.