VAT 4620183957 · Reg. 2016/384721/07
Wealth & Estate Planning

Protecting what you've built, and easing what comes after.

Good estate planning isn't about anticipating the worst — it's about making sure the people you love aren't left untangling paperwork while they're grieving.

01 / What a proper estate plan covers

What we make sure is in place

Six pieces that, together, mean an estate settles without delay, dispute, or unnecessary tax.

A current, valid will

Reviewed against your actual assets — not the one drafted a decade ago that no longer matches your life.

Correctly nominated beneficiaries

Retirement funds and life policies pass outside your will — we check every nomination matches your intentions.

Estate duty and liquidity planning

We calculate the likely estate duty and executor's fees, and make sure there's enough liquid cover so assets don't need to be sold in a hurry.

A trust structure, where it genuinely helps

We only recommend a trust when it solves a real problem — protecting minor beneficiaries, or a family business — not as a default.

Powers of attorney and a living will

Documents that matter long before death — should you ever be unable to make decisions yourself.

A plain-language letter of wishes

A private document alongside the will that explains your reasoning to the people who'll carry it out.

02 / A real engagement

When a family business needed a succession plan, not just a will

Situation

Equal on paper, unworkable in practice

A Cape Town-based client, 61, ran a mid-sized logistics business with two adult children in different stages of involvement. His existing will simply split the business equally — a plan that would have forced a sale within a year of his death.

The work

Four sessions, one aligned structure

Over four sessions we restructured his shareholding through a trust, drafted a shareholders' agreement with his children, and rewrote his will to align with it — including a buy-and-sell arrangement funded by life cover.

Result

A plan both children signed off on

The business now has a clear succession path that both children understood and agreed to before it was needed — and an estate duty liability that dropped by roughly 40% through the restructuring.

40% reduction in projected estate duty
4 sessions to a signed structure

An hour now can save your family months later.

Bring your current will, if you have one — even an outdated one is a useful starting point.